# Build a global neobank in days, compliantly

Launch accounts, transfers, yield, cards, and trading products in minutes—via simple APIs, with built-in compliance.

[Let's Chat](/content/contact/sales/index.html)  [Read the docs](https://docs.crossmint.com/solutions/fintech/neobanks)

Crossmint is trusted by major banks, Fortune 500 companies, and VC-backed startups

# Modern infrastructure for digital banks

## Hold balances globally

Offer users multi-currency accounts powered by stablecoins. Let them hold, send, and receive funds instantly, globally.

## Offer financial services

Create digital wallets for employees and offer financial services: payments, yield, ramps, trading, and more.

## Issue cards for spending

Allow users to spend their stablecoin balances on any merchant with Visa-powered cards.

Crossmint has been instrumental in accelerating our stablecoin strategy. Their team’s hands-on approach helped us refine our roadmap and move fast—from concept to market in just over two months with only two of our existing engineers. They made something complex feel remarkably simple.

Josh Bivins - Director of Product

# A better way to move money

## Faster, cheaper, global transfers

Move money anywhere in the world, instantly, at a fraction of the cost. Deliver funds in stablecoins or in fiat, using stablecoins as an invisible intermediary step.

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## Compliant simple APIs

Crossmint handles licensing, AML screening, and travel-rule compliance natively — letting you launch globally without regulatory overhead.

# Next-gen wallet infrastructure built for fintechs

## The most future-proof wallet architecture

Crossmint wallets are programmable open-source smart contracts, replacing fragile and rigid single-key setups with programmable onchain security.

## Flexible key management and policy engine

Wallets can be controlled by different signers: email, phone, passkeys, API keys, and more. Signers can be added or rotated. Define spending limits, approval workflows, and multi-sig access to control every operation.

## Built-in compliance, AML screening, and KYT

AML screening and travel rule included via Elliptic and NotaBene — no need to integrate 3rd parties.

[Learn more](https://docs.crossmint.com/solutions/fintech/neobanks)

# All the embedded finance APIs you need

## Launch global digital wallets, compliantly

Enable users to hold and spend stablecoins anywhere in the world.

## Embed additional financial products

Add yield, payments, trading, credit cards, DeFi connectors, and more.

## Earn 3-4% interest on all deposits

Generate interest on the balances. Keep the yield or share it with your users.

# Flexible funding options

## Fully Managed Onramp

Embedded onramp widget which looks native to your app. Crossmint handles everything from payment processing to stablecoin delivery, and takes care of chargebacks and licensing.

## Stablecoin Orchestration

Bring your own payment processor, and tap into Crossmint’s infrastructure and licenses to deliver stablecoins to end users. Support for pre-funding and just-in-time models.

# Allow users to offramp to fiat

## Flexible payout options

Enable seamless offramps so users can withdraw funds to bank accounts, cards, APMs, or over 500,000 cash pick-up locations worldwide.

## Global support

Operate across most major markets — compliantly, without the burden of managing licenses.

# Why Crossmint

## Consolidate vendors

Replace 3–5 vendors with one unified platform for end-to-end flows.

## Simple APIs

Launch faster with familiar APIs — no blockchain expertise required.

## Make the blockchain invisible

Deliver fintech-like experiences — no gas fees, seed phrases, or crypto UX.

## Forward Deployment Support

Our engineers embed with your team to help you ship faster.

## Compliance

Crossmint handles licensing, AML, sanctions, and travel-rule compliance for you.

## Battle-tested

Trusted by leading financial institutions and global enterprises.

# Best-in-class licensing and compliance

## Licensed

Regulated infrastructure enabling global stablecoin operations.

## Sanctions

Automated AML and wallet screening powered by Elliptic and Persona.

## Travel rule

Automatically compliant transfers powered by NotaBene.

## KYC data-sharing

Frictionless identity verification and compliant data exchange.

## Security and governance

Audited controls aligned with SOC 2 Type II, DORA, and GDPR

# Case Studies

## Powering the leading companies building with stablecoins

[**Learn how Moneygram launched stablecoin powered remittances in 60 days**](https://blog.crossmint.com/crossmint-powers-moneygrams-new-stablecoin-cross-border-experience/)

# Frequently Asked Questions

## What neobank payment infrastructure does Crossmint provide?
## How do Crossmint's neobank APIs integrate with existing systems?
## How do stablecoin banking APIs differ from traditional infrastructure?
## What is stablecoin banking?
## What is a stablecoin settlement API?
## How can my neobank integrate stablecoins without blockchain expertise?
## What neobank solutions does Crossmint offer?
## What compliance features are included in your neobank payment infrastructure?
## Can traditional banks use your stablecoin settlement API?
## What are the costs for your neobank solutions?

## Get started with stablecoins today

[Let’s Chat](/content/contact/sales/index.html)